An independent annual review of your fiduciary process — investment policy, fee reasonableness, documentation, and monitoring — against criteria drawn from publicly available federal examination manuals and uniform fiduciary law. What you get is evidence: a written report you can show a beneficiary, your counsel, or your insurer, before anyone thinks to ask for it.
Why an annual review
The law judges your process, not your returns. Courts evaluate whether fiduciaries followed a sound, documented process at regular intervals — and recent decisions have made the quality of your documentation the center of the fight.
The gaps are cheap now and expensive later. An unreviewed investment policy, an undocumented fee comparison, a missing annual review memo — none costs much to fix this year. All of them cost dearly in a dispute.
Demonstrated process is evidence you control. Beneficiary relationships, renewal conversations with fiduciary-liability insurers, successor-trustee transitions — all go better with an independent written record in hand.
How it works
Send the working documents. Governing instruments, investment policy statement (if one exists), account statements, fee schedules, meeting minutes or review memos — whatever your process actually produces.
Analysis against published standards. Our software and analysts review policy adequacy, benchmark selection, fee reasonableness against comparable alternatives, documentation completeness, and monitoring cadence.
An experienced professional reviews every finding. Context matters: what looks like a gap sometimes has a sound reason. Findings with legitimate explanations are set aside and documented as such — that documentation is itself part of your record.
You get the report, and the fix-list. What holds up, what needs attention, and a practical path for each item that does — so next year's review is cleaner than this year's. Reviewed annually thereafter.
Illustrative example — not an actual client
A family trustee with a sensible portfolio and clean intentions — but no written investment policy, no documented fee comparison, and no record of annual reviews. The investing was defensible; the process was invisible. In a beneficiary dispute, the missing paper costs more than any investment decision ever did. An annual review finds exactly this, while it's a filing problem instead of a litigation problem.
One engagement. One flat annual fee.
$2,500 / year
Complete annual process review and written report. No other charges.
Reserve a place — no payment today
We're onboarding a limited first group of fiduciaries. Reserving costs nothing and commits you to nothing: we'll email you once, when we open, and you decide then.